Zum features

Zum features

Credit Card Processor

US & Canada

Credit Card Processor

US & Canada

Zūm gives you the speed, control, and infrastructure of a fully licensed Payment Facilitator—without the headaches of legacy processors.

Zūm gives you the speed, control, and infrastructure of a fully licensed Payment Facilitator—without the headaches of legacy processors.

Zum OS All In One Platform

Zum OS All In One Platform

You can pick and choose the features you need — or get everything bundled in one seamless solution.

You can pick and choose the features you need — or get everything bundled in one seamless solution.

Instant Merchant Onboarding

Onboard merchants in minutes with automated KYC, AML & underwriting.

Direct Card Network Access

Process payments without intermediaries for faster funding and greater control.

Built-In Risk Management

Prevent fraud and reduce chargebacks with real-time monitoring and alerts.

Unified Reporting & Reconciliation

Get a complete view of every transaction and payout in one dashboard.

Smart routing and revenue recovery

Smart routing and revenue recovery

Full PayFac for Credit Cards

Full PayFac for Credit Cards

Full PayFac for Credit Cards

Zūm OS bundles underwriting, processing, and settlement into one seamless platform. From instant merchant onboarding to real-time payouts, everything you need to launch and scale is built in.

Zūm OS bundles underwriting, processing, and settlement into one seamless platform. From instant merchant onboarding to real-time payouts, everything you need to launch and scale is built in.

Zūm OS bundles underwriting, processing, and settlement into one seamless platform. From instant merchant onboarding to real-time payouts, everything you need to launch and scale is built in.

Zum new prepaid cards is now here!

Zum new prepaid cards is now here!

Zum new prepaid cards is now here!

Add your card to your digital wallet and start using tap to pay!

Add your card to your digital wallet and start using tap to pay!

Add your card to your digital wallet and start using tap to pay!

Card Issuance

Prepaid and secured credit card programs fully managed by Zūm - no bank involved.

Card Issuance

Prepaid and secured credit card programs fully managed by Zūm - no bank involved.