Zum OS New Way of payments

Zum OS New Way of payments

About Zum

About Zum

About Zum

Built for the Way Business Moves Today

Built for the Way Business Moves Today

Built for the Way Business Moves Today

Redefining the Future of Payments

Zūm Rails Mission

Zūm Rails Mission

At Zūm Rails, our mission starts with people. We’re a team of builders, problem-solvers, and innovators who believe money should move as easily as information.


Behind every line of code and every integration is a group of people passionate about removing friction, simplifying payments, and helping businesses grow.


Together, we’re creating a future where payments just happen—faster, smarter, and everywhere.

From Vision to Reality

Our Story

Our Story

Zūm Rails was founded in 2019 by Marc Milewski and Miles Schwartz with a simple vision: make payments smarter and more seamless through open banking.


What began as an idea has grown into a platform powering 200+ clients, supported by a talented team of over 50 people. From instant payments to fraud prevention and KYC, we’ve built an ecosystem that keeps evolving to meet the future of finance.


Our mission is clear—deliver a faster, safer, and smarter payment experience for businesses and their customers everywhere.

OUR TEAM

Meet the minds behind Zum

Meet the minds behind Zum

Miles Schwartz

Co-founder, CEO

Miles Schwartz

Co-founder, CEO

Miles Schwartz

Co-founder, CEO

Marc Milewski

Co-founder

Marc Milewski

Co-founder

Marc Milewski

Co-founder

Marcel Ferreira

Co-founder, CTO

Marcel Ferreira

Co-founder, CTO

Marcel Ferreira

Co-founder, CTO