Zum OS New Way of payments

Zum OS New Way of payments

Card Issuance

Card Issuance

Card Issuance

Prepaid and secured credit card programs fully managed by Zūm - no bank involved.

Prepaid and secured credit card programs fully managed by Zūm - no bank involved.

Prepaid Cards

Prepaid Cards

Give your customers full control with an easy-to-use cardholder portal, self-serve features, and flexible API integrations.

Give your customers full control with an easy-to-use cardholder portal, self-serve features, and flexible API integrations.

Zum Cardholder Portal

Customers can view card details, transaction history, balances, and deposits—all in one place.

Self-Serve Features

Enable users to report lost or stolen cards, block transactions, or dispute charges without needing customer support.

Customizable API Integration

Use our APIs to build a tailored cardholder experience that fits your brand and business model.

Secured Credit Building Card

Secured Credit Building Card

Build Credit. Build Loyalty. Boost Revenue.

Build Credit. Build Loyalty. Boost Revenue.

Build Credit, Build Trust

Report directly to credit bureaus to help users improve their credit scores over time.

Interchange Revenue Stream

Turn every transaction into ongoing revenue, making credit-building profitable for your business.

Deeper Customer Engagement

Boost retention and loyalty by giving users a practical tool that delivers real financial progress.

Closed Loop Commerce

Closed Loop Commerce

Closed-Loop Commerce, Open-Ended Loyalty

Closed-Loop Commerce, Open-Ended Loyalty

Branded Wallets

Enable customers to fund and spend directly within your ecosystem, strengthening brand loyalty.

Seamless Rewards

Turn every transaction into points, perks, or credits that keep customers coming back.

Full Control

Manage funding, spending, and earning in one closed-loop system without relying on outside networks.

Zum new prepaid cards is now here!

Zum new prepaid cards is now here!

Zum new prepaid cards is now here!

Add your card to your digital wallet and start using tap to pay!

Add your card to your digital wallet and start using tap to pay!

Add your card to your digital wallet and start using tap to pay!

Card Issuance

Prepaid and secured credit card programs fully managed by Zūm - no bank involved.

Card Issuance

Prepaid and secured credit card programs fully managed by Zūm - no bank involved.