Zūm Rails: Pioneering the Future of Payments

Meet Zūm Rails, a fintech trailblazer setting new standards in payments by delivering a secure, flexible, and highly customizable experience—all from a single API.

What Makes Zūm Rails Stand Out?

1. Omni-Rail Payment Gateway
Zūm Rails offers an all-in-one payment gateway, merging multiple payment rails—like EFT, Visa Direct, Interac, and credit cards—into one unified system. This omni-rail approach empowers businesses to choose the right payment method for every situation, while maintaining a centralized wallet for easier tracking and control.Digital First Magazine

2. Seamless Onboarding with Data Aggregation & KYC
During signup, Zūm Rails integrates data aggregation with advanced KYC and AML tools. It captures user bank info securely and intelligently, enabling faster onboarding, real-time fraud protection, and actionable financial insights.Digital First Magazine

3. Powerful Fraud Prevention & API Control
Security is baked in—Zūm Rails performs name-match verification, penny testing, and complies with PCI DSS and SOC II Type II standards. Plus, its open API and partner portal allow businesses to offer a fully white-labeled payment experience, complete with fraud monitoring, analytics, and recurring payment automation.Digital First Magazine

4. Advanced Visa Direct & Interac Solutions
Zūm Rails is among the first to introduce cardholder name validation for Visa Direct transactions—effectively blocking stolen card fraud. For Interac, it uses multiple banking partners to smooth out protocol differences, ensuring real-time transfers work reliably and securely behind the scenes.Digital First Magazine

5. Streamlined EFT & Marketplace Payments
The platform excels in EFT processing, combining aggregation with risk monitoring and delivering detailed webhooks to automate payment outcomes. It also supports complex payout models, like splitting credit card payments and managing marketplace disbursements directly from merchant accounts.Digital First Magazine

Zūm Rails isn't just facilitating payments—it’s reshaping the entire payment ecosystem with smarter rails, stronger security, and seamless integration.

Want to explore all the innovation in detail? Read the full article here: “Zūm Rails: Pioneering the Future of Payments” from Digital First Magazine.